Education Center

Below are links and resources that customers and non-customers may find beneficial for areas such as financial education, internet security and more!

Notice:  Changes to transaction processing effective January 4th, 2021

Farmers Bank & Trust will be updating our transaction processing policy. Currently, transactions received after 4:00 pm are posted on the next business day. Beginning January 4th, 2021, our posting hours will be extended to match our operating hours. Therefore, all transactions made at a branch location during business hours will be credited on that same business day. Saturdays are not considered a business day and will post with Monday’s business date. This has no effect on branches that close prior to 4 pm. This change to allow us to better serve you, our valued customer.

FHSU Small Business Development Center

The Kansas Small Business Development Center (Kansas SBDC) helps new entrepreneurs realize their dream of ownership and assists existing businesses in their efforts to remain competitive. SBDC services enable Kansas entrepreneurs to make better, more informed business decisions, to avoid costly mistakes, and to prepare thorough and complete business plans needed both to obtain financing and to effectively manage their operation. Services are confidential and free of charge. Click here for more information.

Four Major Highlights of the SECURE Act

"One of the most dynamic changes to retirement legislation since the Pension Protection Act of 2006, here are a few highlights from the Setting Every Community Up for Retirement Enhancement Act, better known as the Secure Act" https://www.forbes.com/sites/davidkudla/2020/01/10/four-major-highlights-of-the-secure-act/#3e7a613d76b1 

For additional information on the IRA changes, please go to our website here

CDARS

Any organization or individual who wants to access FDIC insurance through a single bank relationship can benefit from CDARS. Get more information here.

360 Degrees of Financial Literacy

Feed the Pig, a public service campaign sponsored by the American Institute of CPAs and the Ad Council, encourages Americans ages 25 to 34 to take control of personal finances. Free resources, financial tips and daily social posts help millennials save and budget regularly and wisely.

American Bankers Association - Consumer Resources

Housing questions and answers, protecting and budgeting your money, calculators and more!

Protect Your Information

Visit our Protect Your Information page to learn best practices to protect yourself from identity theft.

Electronic Deposit Insurance Estimator (EDIE)

Want to learn more about how your accounts are covered by FDIC Deposit Insurance?  Use the Deposit Insurance Estimator to find out how your funds are protected.

Guides to Help Manage Your Account

The site, published by the Consumer Financial Protection Bureau (CFPB), has helpful information regarding choosing and managing checking accounts.

Consumer Protection Topics

This page hosted by the Federal Deposit Insurance Corporation (FDIC) has many topics and tips for consumer protection including information on credit card, credit reports, financial privacy and mortgages.

Practical Money Skills

Financial literacy, calculators, budgeting, lesson plans and more!

MyMoney.gov

Financial literacy site with tools and education on the five building blocks for managing and growing your money  -- earn, save & invest, protect, spend, borrow.