Mortgage Calculator

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Contact a Farmers Bank & Trust Loan Officer for current rates. 

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APR (Annual Percentage Rate)

A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates, or different terms.

PMI (Private Mortgage Insurance)

Insurance that protects a lender against a loss if a borrower defaults and is typically required when the loan amount exceeds 80% of the home's value.  To find out if you may need to include PMI in your calculations, please speak with a financial professional.

Have questions or need additional information?  Contact Us below to be contacted by a qualified lender or call your local branch.

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