Business Accounts

Farmers Bank & Trust offers accounts and products to meet the needs of corporations and small-business owners alike.

Small Business Account

A checking account built for small business success. Call your local branch for details or contact us.

Business Analysis

An account tailored to meet the varied needs of your partnership or corporation. An earnings credit may be applied to your average collected balance to reduce or eliminate the account analysis fees. Call your local branch for details or contact us.

Money Market Account

Earn attractive interest rates on excess deposits with easy access when funds are needed.

  • Initial deposit of $1,000.00
  • No monthly maintenance fee with a minimum balance of $1,000.00 or an average balance of $1,500.00. Otherwise, a $5.00 monthly maintenance fee
  • Limited to six convenient transfers* per calendar month, $3.00 service charge per item over limit

*Convenient transfers and withdrawals are defined as preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties.

Savings Account

Set aside funds with an account that earns higher interest rates paid on increased balances.

  • Initial deposit of $100
  • No monthly maintenance fee with a minimum balance of $100.00, otherwise $3.00 per month
    Limited to six convenient transfers* per month, $1.00 service charge per withdrawal thereafter

*Convenient transfers and withdrawals are defined as preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties.

FDIC Insured Deposits

Accounts at Farmers Bank & Trust are insured up to the maximum allowed by the FDIC. Coverage is based on ownership of accounts. Contact our New Accounts representatives for assistance reviewing your insured assets. Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) to estimate your current level of coverage.

If you need options for additional FDIC insurance coverage, we participate in Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs. Visit our CDARS and ICS site  or contact us to learn more.

 

Check out these other great products to maximize your productivity.

Cash Management

Initiate electronic payments through our convenient online portal

Learn More

Merchant Capture

Increase efficiency by depositing from the convenience of your office

Learn More

Merchant Card Services

Accept card payments at your business or online

Read More

Business Credit Cards

Find a card to meet the needs of your business

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